Clarity
We explain options and requirements in plain language.
That means understanding approval criteria before you apply, not after a decline.
Independent credit guidance for New Zealanders who want clarity before they apply.
We are a 100% Kiwi owned company, trading as Together Finance, focused on helping individuals navigate lending decisions with transparency and confidence.
Together Finance provides credit guidance and application support. We are not a lender and we do not guarantee approvals.
Our role is to help you understand your options, prepare your documentation, and apply with clarity.
We focus on preparation before submission, not damage control after a decline.
Together Finance is backed by a team with more than 15 years of experience in the lending and finance industry. Our focus is on providing clear information, honest guidance, and personalised support so clients can make confident financial decisions at every step.
Legal name: M&T Finance Group Limited
Trade name: Together Finance
100% Kiwi owned company
To simplify credit and financing decisions for New Zealanders by offering straightforward guidance, honest advice, and reliable support throughout the application process.
We believe informed clients make stronger financial decisions.
We explain options and requirements in plain language.
That means understanding approval criteria before you apply, not after a decline.
We act with integrity and put your best interests at the centre of our advice.
Transparency is part of every step.
We work with you throughout the process, not just at the start.
From preparation to submission, we stay involved.
Our team brings deep lending and finance experience with a clear client-first approach.
CEO
15+ years industry experience
With over 15 years of experience in lending and financial advisory, Mauricio focuses on transparent credit structuring and client-first guidance.
CMO
15+ years industry experience
Tatiana leads brand and client communications, ensuring clarity and accessibility throughout the advisory process.
M&T Finance Group Limited
Trading as Together Finance
Based in New Zealand
Together Finance provides credit guidance and support. We do not provide direct lending services and we do not guarantee loan approvals.
We serve clients throughout New Zealand, offering remote advisory and in-person guidance where required.
Based in New Zealand